Terms of Use

These Terms of Use ("Terms") govern your access to and use of the website located at briangibbs.com (the "Website"), including all content, products, and services made available through the Website. The Website is operated by Brian Gibbs & Associates, LLC ("we," "us," or "our").

By accessing or using any part of the Website, you agree to be bound by these Terms in their entirety. If you do not agree to these Terms, you must stop using the Website immediately.

Acceptance of Terms

Your access to and use of the Website is subject to your acceptance of these Terms, along with all other operating rules, policies, and procedures that we may publish on the Website from time to time, including but not limited to our Privacy Policy, Copyright Policy, and Disclaimer. These documents are incorporated into these Terms by reference.

Intellectual Property

All content on this Website, including but not limited to text, graphics, logos, images, videos, downloads, and software, is the property of Brian Gibbs & Associates, LLC or its licensors and is protected by United States and international copyright, trademark, and other intellectual property laws. These Terms do not transfer any intellectual property rights from us to you. All rights, title, and interest in our content remain solely with Brian Gibbs & Associates, LLC and its licensors.

Permitted and Prohibited Use

You may access and use the Website for lawful, personal, and non-commercial purposes only. You agree not to:

• Reproduce, distribute, modify, or create derivative works from any content on the Website without our prior written consent
• Use the Website or its content for any commercial purpose without our explicit authorization
• Attempt to gain unauthorized access to any portion of the Website, its servers, or any systems connected to the Website
• Use any automated system, including bots, scrapers, or spiders, to access the Website for any purpose
• Interfere with or disrupt the operation of the Website or the servers and networks that host it

Third-Party Services

The Website may contain links to or integrations with third-party websites, services, products, software, or applications ("Third-Party Services") that are not owned or controlled by us. Your use of any Third-Party Services is entirely at your own risk. We are not responsible or liable for the content, accuracy, privacy practices, or functionality of any Third-Party Services, and we do not endorse them. You acknowledge and agree that we will not be responsible or liable for any damage or loss caused by or in connection with your use of any Third-Party Services.

Accounts

Certain features of the Website may require you to create an account. If you create an account, you agree to provide complete and accurate information during registration and to keep that information current. You are solely responsible for maintaining the security of your account credentials, and you must not share your login information with anyone else. You are responsible for all activity that occurs under your account. If you become aware of any unauthorized use of your account, you must notify us immediately.

Disclaimer of Warranties

The Website and all content, products, and services available through it are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. To the fullest extent permitted by law, we disclaim all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Website will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

To the maximum extent permitted by law, Brian Gibbs & Associates, LLC, its owners, officers, employees, agents, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising out of or in connection with your use of the Website, whether based on warranty, contract, tort, or any other legal theory, even if we have been advised of the possibility of such damages.

Indemnification

You agree to indemnify, defend, and hold harmless Brian Gibbs & Associates, LLC and its owners, officers, employees, and agents from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with your use of the Website, your violation of these Terms, or your violation of any rights of any third party.

Termination

We may suspend or terminate your access to the Website at any time, with or without cause, and with or without notice, at our sole discretion. If you wish to terminate your account or stop using the Website, you may simply discontinue use. All provisions of these Terms that by their nature should survive termination will survive, including but not limited to intellectual property provisions, warranty disclaimers, indemnification obligations, and limitations of liability.

Governing Law and Jurisdiction

These Terms and any disputes arising out of or related to your use of the Website will be governed by the laws of the State of Texas, without regard to its conflict of law provisions. Any legal action or proceeding relating to these Terms or the Website will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, conducted in Bexar County, Texas. You agree to submit to the personal jurisdiction of the state and federal courts located in Bexar County, Texas for any matters not subject to arbitration.

Changes to These Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If we make material changes, we will notify you by posting the updated Terms on the Website or by sending you an email or other communication before the changes take effect. We will provide a reasonable notice period before the new terms become effective. Your continued use of the Website after the updated Terms take effect constitutes your acceptance of the revised Terms. If you disagree with the changes, you should stop using the Website.

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